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Direct mortgage lender/broker specializing in home loans and home mortgages for people in a unique credit and/or income situation.

Do you have less than perfect credit (even bankruptcy or foreclosure) or a hard time documenting your income? Self-employed or on a fixed income? We can solve your problems with a home equity mortgage in cases where the banks cannot or will not help.

We have provided mortgage calculators and other resources to assist you but why not spend a minute or two and call us now? We operate under the premise that people often want a more personal touch than a completely electronic transaction affords. If calling us is inconvenient at the moment (or if you just prefer) you can use our secure online mortgage application, the "Rapid Response" or the "Mortgage Chat" application.


"I want to personally thank you and your staff for all you have done for us. The service your company provides gives individuals like ourselves a way to gain control of our financial situation. Overall we will save over $900 a month. I didn't think we would ever be able to reach that goal. Your honesty and efficiency were greatly appreciated. I will certainly let our family, friends and co-workers know about Equity Direct's "second chance" programs."

- B. J., Mount Vernon, WA